options of financing dental work

After paying several thousands of dollars on the root canals on my upper teeth, my dentist told me that they had to be pulled. He told me that the dentist that did the work didn't do it properly and that all of the teeth were infected. After I collected myself, we started discussing the cost of the extraction procedure and the cost of the dentures. I knew I couldn't pay for all of that out of my pocket and he explained the dangers of allowing dental infections to fester. I quickly learned about financing dental procedures. If you are in a similar situation, go to my site to learn about your options of financing dental work.

3 Tips For Avoiding Business Banking Fees As A Small Business


As a business owner, you want to find many ways of limiting unnecessary expenses. Unnecessary fees cut into your cash flow, even when those fees seem small. If you choose a business checking account that is appropriate for your needs, and use the account correctly, you can avoid business banking fees, which are one of the small ways fees creep up on businesses and cut into cash flow.

Keep the Required Minimum

With most business banking accounts, in order to avoid a monthly maintenance fee, you need to maintain a certain minimum balance. Make sure you know what the minimum balance is in order to avoid this fee. Also, check and see if this is the minimum average balance you need to maintain throughout the month or if you always need to have the minimum in your account.

Then, make sure that you keep your balance above the minimum. You can even set up an alert so you are aware of when your account balance is close to dropping below the minimum. That way you can transfer money around if necessary.

Link Your Accounts Together

When you are running a business, you may need or want to have multiple accounts. Perhaps you have one account for paying bills, one account where your deposit all the money you make, then a savings account where you keep money for paying your taxes, and a savings account where you keep funds to grow your business.

You can link all these accounts together. When you link the accounts together, you may qualify for a fee waiver by keeping a certain level of a combined balance across all your accounts instead of just keeping a certain balance in each individual account.

Get Overdraft Protection

Overdraft fees can really hurt your bottom line. You can face a fee for over drafting, another fee for returning the payment to a person you were paying, and another fee for not putting money in your account within a certain number of days. This can be avoided by adding overdraft protection, which will generally pull money from your savings account to your checking account in order to cover any overdraft fees.

You generally have to opt into overdraft protection, so you will need to contact your bank and sign-up for this level of protection.

Avoid unnecessary bank fees with your small business by always keeping at least the minimum balance in your accounts, linking your accounts together, and getting overdraft protection for any business checking accounts that you have.


25 July 2019